Cross-border payments for businesses
A self-service platform for conducting cross-border payments with real-time and transparent foreign exchange rates. No pre-funding or hidden fees
Banks hide their charges for a reason
Because they’re substantial, especially with international payments
Stop leaving
your money on the table!
What did you really pay for that cross-border transaction? Just a transaction fee? Not quite. You’ve likely also shelled out around 1% for each foreign exchange transfer (both in and out)
Type
Bank
ZTL
Cross-border payment:
Transaction fee:
Forwards:
≈1% and more*
2-20 EUR per transaction
Bank collateral or guarantees required
less than 0.5%*
0 EUR
No guarantees or collateral
Bank
≈1% and more*
2-20 EUR per transaction
Bank collateral or guarantees required
ZTL
less than 0.5%*
0 EUR
No guarantees or collateral
Cut your costs
by up to 50%
On every transaction, whether it’s an international payment or even an internal transfer. Stop leaving your company’s money with the banks!
* The information presented herein is intended for general informational purposes related to foreign exchange (FX) rates and is susceptible to alterations. It is important to note that the calculations displayed are grounded on numerous assumptions, including, but not confined to, fees associated with bank transfers, transaction costs, exchange rate mark-ups, and various other contributing factors. Consequently, the amounts shown should be considered indicative and are by no means precise or definitive.
How it works
Create account
Create a ZTL account and pass a business check (using BankID)
Select currency
Select an amount and choose a future payout date
Get Recipient
Provide recipient’s bank details and complete the payment
Pay out
ZTL will execute the transaction on the selected date
Follow these steps and save big
Your bank
Send the local currency amount to ZTL’s client account
ZTL's local client account
ZTL automatically matches your incoming funds, initiates the currency exchange, and pays out to the recipient
Recipient account
Recipient receives the funds in the chosen currency
Sign up now. It takes just 3 minutes and is completely free
Global overseas payments
USA
EUR
GBR
NOK
SEK
DKK
AUD
CAD
PLN
JPY
CHF
Other
Frequently asked questions
Is my money safe?
ZTL utilizes clients accounts from one of the largest banks in the world. The money going through these client accounts are legally yours, not ZTL’s. In case of the unlikely event of a ZTL bankruptcy, your funds are safe.
How much does it cost?
You will get a free account with no setup fee, no transaction fees, no monthly fees, and lower foreign exchange rates than your current bank offers, with support for over 20 currencies.
How long will the transfer take?
On major currencies, transfers are T+2 (a transaction date plus two days). However, occasional routine checks may affect the delivery time. Typically, transfers are completed within one day.
Are there any hidden fees?
Take a look at our Terms & Conditions here: https://www.ztlpay.io/terms-conditions
